Table of Contents:
Preface
7
The Benefits of Budgeting
9
What to Consider Before Creating a Budget
15
Types of Fixed Personal Expenses
21
Types of Fluctuating Personal Expenses
27
Establish Your Goals
33
Determine Where Cuts Can Be Made
41
Tools
47
Stick With Your Budget
53
Additional Ways to Make Money
59
Paying Off Debt
65
Managing Personal Finances
For many people, finances are an unsolvable Rubik's cube filled with anxiety. There are millions of Americans who live with the shackles of debt each day. We don’t teach children when they are young the value of a good credit score. Many people have a hard time formatting and sticking to a budget. You can easily solve the finance puzzle with a little hard work, self-control, and the right tools. Today is a new day; you are taking the first steps to reclaiming your financial freedom.